This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.
This open book is licensed under a Creative Commons License (CC BY-NC-ND). You can download Disrupting Finance ebook for free in PDF format (2.7 MB).
Table of Contents
Addressing Information Asymmetries in Online Peer-to-Peer Lending
Machine Learning and AI for Risk Management
What FinTech Can Learn from High-Frequency Trading: Economic Consequences, Open Issues and Future of Corporate Disclosure
Understanding RegTech for Digital Regulatory Compliance
Payment Service Directive II and Its Implications
From Transactions to Interactions: Social Considerations for Digital Money
Token-Based Business Models
Blockchain Beyond Cryptocurrencies
Business and Management
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