Disrupting Finance

FinTech and Strategy in the 21st Century

by Theo Lynn, John G. Mooney, Pierangelo Rosati, Mark Cummins

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Book Description

This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.

This open book is licensed under a Creative Commons License (CC BY-NC-ND). You can download Disrupting Finance ebook for free in PDF format (2.7 MB).

Table of Contents

Chapter 1
Deciphering Crowdfunding
1
Chapter 2
Addressing Information Asymmetries in Online Peer-to-Peer Lending
15
Chapter 3
Machine Learning and AI for Risk Management
33
Chapter 4
What FinTech Can Learn from High-Frequency Trading: Economic Consequences, Open Issues and Future of Corporate Disclosure
51
Chapter 5
InsurTech
71
Chapter 6
Understanding RegTech for Digital Regulatory Compliance
85
Chapter 7
Payment Service Directive II and Its Implications
103
Chapter 8
From Transactions to Interactions: Social Considerations for Digital Money
121
Chapter 9
Token-Based Business Models
135
Chapter 10
Blockchain Beyond Cryptocurrencies
149
Index
171
 

Book Details

Subject
Business and Management
Publisher
Palgrave Pivot
Published
2019
Pages
175
Edition
1
Language
English
ISBN13
9783030023294
ISBN10
303002329X
ISBN13 Digital
9783030023300
ISBN10 Digital
3030023303
PDF Size
2.7 MB
License
CC BY-NC-ND

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